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FRANCHISE RESALES

Buy a Byrider Franchise

Byrider is the largest buy-here-pay-here (BHPH) used car dealership franchise in the United States, founded in 1979 and headquartered in Carmel, Indiana. The model integrates vehicle sales, financing and servicing under one roof, so each dealership both sells the car and acts as the lender, serving credit-challenged buyers who may not qualify through traditional lenders.

Every location sources and reconditions used vehicles, runs a multi-point inspection, then underwrites and collects its own retail installment contracts. Byrider offers two entry paths: a traditional dealership giving the owner full control including underwriting, and Byrider Direct, a lower-entry sales-and-service format. Some owners run a single store, while others operate multiple units or add Byrider alongside an existing new-car dealership.

In 2024 a group of existing franchisees acquired Byrider Franchising from private-equity owner Altamont Capital Partners, returning the franchisor to operator ownership. The network spans dealerships across many states, supported by the proprietary Discover platform for inventory, underwriting and reporting.

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Why buy a Byrider Franchise?

Byrider operates in a category with few direct franchise competitors, positioning itself as America’s only franchised buy-here-pay-here network and pairing used-car retail with in-house financing. For an owner, that combined retailer-and-lender model creates two income streams from each customer: the vehicle sale and the financing earned over the life of the loan, within a category that has historically held up across economic cycles.

The franchisor supplies established operating systems, the Discover software platform and a dedicated Franchise Consultant model, which can shorten the learning curve for someone without prior auto-finance experience. Choosing to buy a Byrider franchise as a resale means acquiring an operating dealership with an existing loan portfolio, customer base and trained staff already in place, rather than building underwriting and collections capability from scratch.

Byrider Franchise Costs & Information

Based on 2024 data reported in the 2025 FDD

  • Brand Profile

    • Year Founded

      1979

    • Franchising Since

      1989

    • New Startup Cost

      $947,000 – $1,577,500

    • Avg. Resale Price

      Contact us for details

  • Franchise Fees

    • Initial franchise Fee

      $60,000

      for new territories

    • Transfer Fee

      $5,000

    • Royalty Fee

      $5,500 – $7,800

      per Month, plus commissions

    • Marketing Fee

      $2,450

      flat monthly advertising fee

  • Unit Performance

    • Total Units *

      128

    • New Units Opened *

      3

    • Units Transferred *

      2

    • Avg. Unit revenue *

      $6,980,548

    * Based on 2024 data reported in the 2025 FDD

Byrider – Additional  Information

  1. Training & Support

    Initial training runs at the Byrider Training Center in Carmel, Indiana, covering sales, service, finance, controller and management roles, with regional sessions through the year and online learning via Byrider Digital University. Owners run the business on the proprietary Discover platform for underwriting, collections, accounting and reporting, backed by Franchise Consultants with in-store experience, IT support and marketing from Byrider Advertising Group. Resale buyers should confirm what transfer training and Discover system access the franchisor provides to incoming owners and existing staff.

  2. Ideal Owner

    Byrider suits hands-on operators who can recruit, manage and hold a dealership team accountable rather than sell cars personally. No prior automotive experience is required, but comfort with consumer lending matters: the business is as much about underwriting sound contracts and managing collections as moving inventory, so a process-driven, numbers-oriented leader tends to fit best. The flexible model also accommodates semi-absentee investors and existing new-car dealers adding a buy-here-pay-here profit center.

  3. Recognition & Awards

    Byrider is the largest and only nationally franchised buy-here-pay-here used-car network in the US, a position it has held for decades. It has been recognized repeatedly in Entrepreneur's Franchise 500 and the Franchise Times Top 400 as a leading automotive franchise opportunity, and runs an internal President's Award honoring top-performing dealerships. For resale buyers, brand-level standing should be weighed alongside the specific dealership's local reviews, customer relationships and community reputation.

  4. Industry / Market

    Byrider sits within the US used-car and subprime auto-finance market. North American used-car financing is projected to reach roughly $9 billion in 2025 and grow around 7% annually, while buy-here-pay-here dealers account for a meaningful share of subprime lending, which the Federal Reserve tracks within a $1.6 trillion US auto-loan market. Demand is driven by rising used-vehicle prices and millions of credit-challenged buyers who need transportation but fall outside traditional lending, making the segment relatively resilient through downturns.

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