FRANCHISE RESALES

Buy a L.A. Insurance Franchise

L.A. Insurance is a franchise specializing in high-demand, non-standard auto insurance, offering affordable franchise opportunities starting at just $2,500. Founded to serve customers needing essential coverage, L.A. Insurance provides franchisees with a proven business model, recognized brand, and access to trusted insurance carriers. The franchise supports owners with full training, marketing resources, and ongoing mentorship, enabling even those without prior insurance or business experience to succeed. Franchisees can expect monthly revenues between $6,000 and $12,000, with break-even typically achieved in 4-6 months and projected first-year ROI ranging from 400% to 700%.

Latest Resales

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Why buy a L.A. Insurance Franchise?

L.A. Insurance presents an affordable entry into a proven, recession-proof industry with strong brand recognition and comprehensive franchisee support. Its low startup cost, rapid break-even, and high ROI potential make it attractive for new and experienced business owners alike. The franchise’s focus on underserved insurance markets and recurring revenue from policy renewals offers a sustainable, scalable business opportunity in a stable sector.

L.A. Insurance Franchise Costs & Information

Based on 2024 data reported in the 2025 FDD

  • Brand Profile

    • Year Founded

      1979

    • Franchising Since

      2008

    • New Startup Cost

      $149,950 – $284,000

    • Avg. Resale Price

      Contact us for details

  • Franchise Fees

    • Initial franchise Fee

      $25,000

      for new territories

    • Transfer Fee

      $15,000

    • Royalty Fee

      14%

      of Gross Revenue

    • Marketing Fee

      7%

      of Gross Revenue

  • Unit Performance

    • Total Units *

      4

    • New Units Opened *

      0

    • Units Transferred *

      0

    • Avg. Unit revenue *

      Not Disclosed

    * Based on 2024 data reported in the 2025 FDD

L.A. Insurance – Additional  Information

  1. Training & Support

    L.A. Insurance offers comprehensive support including step-by-step training, marketing assistance, ongoing mentorship, and access to established insurance providers. The franchisor’s system facilitates rapid onboarding and scalable growth, helping franchisees build stable, recurring revenue streams through policy renewals.

  2. Ideal Owner

    Ideal franchisees are motivated entrepreneurs seeking low-entry investment opportunities with strong support. No prior insurance experience is necessary, but franchisees should be customer-focused, eager to learn, and committed to growing their agency. The model suits individuals aiming for scalable business growth and financial independence.

  3. Recognition & Awards

    L.A. Insurance boasts a 95% franchisee success rate, reflecting strong operational support and franchisee satisfaction. Its reputation as the largest independent insurance company in North America with over 200 locations underscores its market presence and brand strength.

  4. Industry / Market

    The auto insurance sector is recession-resistant, driven by legal requirements for coverage and steady demand. Michigan, a key market for L.A. Insurance, offers a diverse economy and large customer base, supporting franchise expansion. The growing need for affordable, non-standard insurance products positions L.A. Insurance well within a stable and expanding industry.

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