Opens in a new tab

FRANCHISE RESALES

Buy a Pronto Insurance Franchise

Pronto Insurance is a retail insurance franchise founded in 1997 in Brownsville, Texas, with its managing general agency established in 2004. The brand sells affordable auto, home, renters, commercial, motorcycle and specialty cover, along with Mexico auto insurance and income tax services, through storefront agencies.

The model is built around budget-conscious and underserved customers, with marketing focused heavily on the US Hispanic market. Agencies run as low-cost retail locations with extended hours and, in many cases, drive-thru service, positioning Pronto as a convenient walk-in alternative to direct and online insurers. The company reports more than 5.3 million customers served and over $1 billion paid in claims.

Pronto operates primarily across Texas, California and Florida. In February 2026 it was acquired by Insurvia, a BharCap Partners-backed insurance services platform, having been owned by Arthur J. Gallagher & Co. since 2018. The move places the brand within a group focused on scaling regional insurance distributors.

Latest Resales

  • There are currently no Pronto Insurance resales available
Register your interest

Why buy a Pronto Insurance Franchise?

Buying a Pronto Insurance franchise offers entry into an essential, recurring-revenue category through an established retail brand with strong recognition among Hispanic and value-focused customers. The storefront model carries lower overhead than many service franchises and runs on standard retail hours rather than around-the-clock demand. Franchisees gain a full product suite, proprietary quoting and operating software, and marketing built for the communities Pronto targets, backing that an independent agency would have to assemble alone.

The brand’s position within Insurvia, a BharCap-backed insurance platform, adds shared services, compliance and technology resources behind a long-running consumer name. That combination of brand awareness and parent-level infrastructure can shorten the path to a productive book of business.

Pronto Insurance Franchise Costs & Information

Based on 2023 data reported in the 2024 FDD

  • Brand Profile

    • Year Founded

      1997

    • Franchising Since

      2009

    • New Startup Cost

      $26,600 – $114,750

    • Avg. Resale Price

      Contact us for details

  • Franchise Fees

    • Initial franchise Fee

      $10,000 - $30,000

      for new territories

    • Transfer Fee

      50%

      of Initial Franchise Fee

    • Royalty Fee

      8–25%

      franchisee commission of revenue

    • Marketing Fee

      1%

      of revenue or $500/mo min

  • Unit Performance

    • Total Units *

      183

    • New Units Opened *

      0

    • Units Transferred *

      0

    • Avg. Unit revenue *

      $790,080

    * Based on 2023 data reported in the 2024 FDD

Pronto Insurance – Additional  Information

  1. Training & Support

    Initial training runs about 38.5 hours of classroom instruction plus 37 hours on the job, covering operations, sales and customer service. Franchisees use Pronto's proprietary quoting and policy software and a branded consumer app, with ongoing marketing support, newsletters, conventions and a franchisee intranet for continued development. Resale buyers should confirm with Pronto what transfer training and software access incoming owners receive, and what licensing existing staff hold.

  2. Ideal Owner

    Pronto suits hands-on, sales-oriented owners comfortable running a customer-facing retail location and managing a small licensed team. Strong local relationship-building matters, particularly with the Hispanic and value-focused customers the brand serves, as does daily attention to quoting, service and retention. No prior insurance experience is required, since training covers the essentials, but absentee ownership is not permitted; the model rewards owners present in the store and active in their community.

  3. Recognition & Awards

    Pronto Insurance has been recognized repeatedly as a leading franchise for Hispanic and minority owners, including Top 25 Franchises for Hispanics and Top 50 for Minorities listings and coverage in Poder Magazine and USA Today. It appeared in Entrepreneur's Franchise 500 (ranked #257 in 2018, with further listings in 2019 and 2020) and on the Franchise Times 200+ in 2019. For resale buyers, brand-level recognition should be weighed alongside the specific agency's local reputation, reviews and referral base.

  4. Industry / Market

    The US car insurance market was valued at roughly $386 billion in 2025, and demand for lower-cost coverage stays steady regardless of the economy. Pronto targets the non-standard and budget segment, where need is persistent: the Insurance Research Council estimated 15.4% of US motorists, about one in seven, were uninsured in 2023, underlining ongoing demand for affordable, accessible policies. The brand's focus on growing Hispanic communities and convenient storefront service aligns with these trends.

Learn more about
how to own a Pronto Insurance franchise resale

Please fill out the form below and a Franchise Flippers expert will be in touch with you shortly.

The Franchise Brand Index

This page is part of Franchise Flippers’ independent franchise Index, designed as an educational resource to help potential buyers explore the franchise resale market and compare brands.

Trademark & Affiliation Disclaimer

This website is an independent, informational resource. All trademarks, logos, and brand names displayed are the property of their respective owners and are used solely for identification and educational purposes. Their use does not imply any affiliation with, endorsement by, or sponsorship from the respective trademark holders.