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Buy a SCA Claim Services Franchise

SCA Claim Services is a vehicle damage appraisal franchise serving the auto insurance industry. Insurance carriers hire SCA to inspect and estimate damage on vehicles involved in collision and non-collision claims, covering cars, light trucks, motorcycles, RVs, boats and other specialty vehicles, plus lease-return inspections. Founded in 1979 and franchising since 2007, it is one of the largest independent material-damage appraisal networks in the United States.

The model is home-based and field-driven: franchisees work as territory-based, owner-operator appraisers who travel to inspect vehicles and submit reports to insurer clients. SCA assigns each owner a defined territory and routes assignments through its national network of hub locations and its relationships with major and regional insurers. Appraisals and billing run through the brand’s proprietary Dashboard software.

Headquartered in Burbank, California, SCA differs from many service franchises in that it supplies much of the client relationship itself: centralized material-damage and customer-service teams help owners win and keep insurer accounts rather than relying solely on local marketing.

Latest Resales

  • There are currently no SCA Claim Services resales available

Why buy a SCA Claim Services Franchise?

Buying a SCA Claim Services franchise offers entry into a B2B service tied to a constant: vehicles get damaged, and insurers need certified, independent appraisals to settle claims. It is a low-overhead, home-based model with no premises, inventory or large staff to manage, and it sits in a category that holds up well across economic cycles.

What sets the opportunity apart is that SCA brings much of the work to its owners. Decades of carrier relationships and a centralized assignment, material-damage and quality-control infrastructure mean franchisees are not building an insurer book entirely from scratch the way an independent appraiser would. Owners can also sell or subdivide their territory, giving the franchise transferable resale value as a business asset.

SCA Claim Services Franchise Costs & Information

  • Minimum Qualifications

    • Initial Franchise Fee

      $10,000

    • Initial Investment

      $27,300 – $79,950

  • Royalty

    • Royalty Fee

      50%

  • Training & Support

    • Multi-day training sessions (virtual or in-person)

    • Ongoing support

    • Marketing support

SCA Claim Services – Additional  Information

  1. Training & Support

    SCA trains incoming owners through multi-day sessions delivered virtually or in person at a company office, plus a six-week online fast-track program for those without prior appraisal experience; experienced estimators or adjusters can launch in around 30 days. Ongoing support includes a centralized quality-control team that reviews files for accuracy, the proprietary Dashboard appraisal and billing platform, marketing support, and centralized teams that help maintain insurer relationships. Buyers of an existing SCA unit should confirm what transfer training and Dashboard access the franchisor provides when ownership changes.

  2. Ideal Owner

    SCA suits detail-oriented, customer-service-minded operators comfortable working independently in the field and managing their own schedule. Prior estimating, auto-body or desk-adjusting experience is an advantage but not required, since the franchisor provides training and certification support. Strong written and verbal communication and comfort using appraisal technology matter more than industry tenure. The model fits self-motivated owner-operators who want a hands-on, B2B service business rather than a staff-heavy or retail operation.

  3. Recognition & Awards

    SCA's recognition rests on scale and longevity rather than franchise-ranking awards: it is one of the largest independent automotive and specialty-vehicle material-damage appraisal networks in the US, with more than 40 years in the insurance-claims industry and established relationships with major and mid-sized carriers. For resale buyers, brand-level standing should be weighed alongside the specific territory's reputation with its insurer clients, assignment consistency and the quality of the existing owner's working relationships.

  4. Industry / Market

    The US auto-insurance claims sector underpins steady demand for independent appraisals: the country averages well over six million collisions a year, plus millions of non-collision claims, and every damaged vehicle must be assessed by a certified appraiser before a carrier settles. The top ten auto insurers alone write roughly $182 billion in annual direct premiums. Because claims occur regardless of the economy, appraisal demand is largely recession-resistant, a meaningful stability factor for resale buyers assessing future assignment flow.

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